Zip Frequently Asked Questions
How does Zip work?
Zip allows you to make purchases and take your goods straight away, but only pay 25% up front with the rest charged over 3 fortnightly interest free payments.
Is Zip available online and in-store?
Zip is NOT available online but is available in all physical Bunnings stores for products excluding gift cards and hire shop deposits.
How to I pay with Zip in a Bunnings store?
If you are new to Zip, you will need to download the Zip app on Apple or Android and sign-up, or you can also signup online at zip.co/nz.
To shop instore open the mobile app or login at zip.co/nz and navigate to “instore” to create an instore code. Present your code to the team at checkout, or enter yourself at self-checkout. You will need to approve the purchase on your phone once the code is entered.
Is there a limit to how much I can purchase with Zip?
There is no minimum or maximum spend to shop with Zip at Bunnings, but Zip spending limits are between $150 - $1,000.
Can I pay for some of my purchase with Zip and the rest with Eftpos or cash?
Yes, you are able to make a partial payment with your available Zip credit, and pay the balance with another payment type if at a staffed checkout. This is not available at self-checkout.
Can I use Zip in conjunction with my PowerPass credit account?
No, Zip cannot be used in conjunction with a Bunnings PowerPass credit account.
Are there any fees to shop with Zip?
There are no fees or interest costs to shop with Zip if you make your payments on time. If you miss a payment, you will be charged an $8 default fee per week it is late (capped at $40 total late fees per purchase). Visit zip.co/nz for more information, full terms and conditions.
Returns, refunds and exchanges
Returns can be made in-store, but only for a refund, like for like exchanges are not available for Zip purchases. Please refer to our Returns page for more information. Find your nearest store.
Where can I find out more about Zip or sign-up?
Please note that Zip is not a service provided by Bunnings. It is a facility offered by Zip Co NZ Ltd. Visit zip.co/nz for more information, full terms and conditions and to apply online.
* For more information on Zip go to www.zip.co/nz/bunnings. This payment facility is provided by Zip Co NZ Limited. NZBN 942904496186 and not by Bunnings Limited NZBN 9429032075120.
Full T&C's can be found at zip.co/nz. Can not be used in conjunction with PowerPass credit account.