Payment option

Zip Frequently Asked Questions

• How does Zip work?
  Zip allows you to make purchases and take your goods straight away, but only pay 25% up front with the rest charged over 3 fortnightly interest free payments.
• Is Zip available online and in-store?
  Zip is NOT available online but is available in all physical Bunnings stores for products excluding gift cards and hire shop deposits.
  
• How to I pay with Zip in a Bunnings store?

  If you are new to Zip, you will need to download the Zip app on Apple or Android and sign-up, or you can also signup online at zip.co/nz.

  To shop instore open the mobile app or login at zip.co/nz and navigate to “instore” to create an instore code. Present your code to the team at checkout, or enter yourself at self-checkout. You will need to approve the purchase on your phone once the code is entered.

• Is there a limit to how much I can purchase with Zip?

  There is no minimum or maximum spend to shop with Zip at Bunnings, but Zip spending limits are between $150 - $1,000.
• Can I pay for some of my purchase with Zip and the rest with Eftpos or cash?

  Yes, you are able to make a partial payment with your available Zip credit, and pay the balance with another payment type if at a staffed checkout. This is not available at self-checkout. 

• Can I use Zip in conjunction with my PowerPass credit account?

  No, Zip cannot be used in conjunction with a Bunnings PowerPass credit account.

• Are there any fees to shop with Zip?

  There are no fees or interest costs to shop with Zip if you make your payments on time. If you miss a payment, you will be charged an $8 default fee per week it is late (capped at $40 total late fees per purchase). Visit zip.co/nz for more information, full terms and conditions.

• Returns, refunds and exchanges

  Returns can be made in-store, but only for a refund, like for like exchanges are not available for Zip purchases. Please refer to our Returns page for more information. Find your nearest store.

• Where can I find out more about Zip or sign-up?
  Please note that Zip is not a service provided by Bunnings. It is a facility offered by Zip Co NZ Ltd. Visit zip.co/nz for more information, full terms and conditions and to apply online.