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Payment options

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Buy now, pay later now available

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Frequently asked questions

Q Mastercard is a payment plan solution that allows you to finance the cost of your kitchen, bathroom, laundry or wardrobe renovations. Enjoy 24-months interest free* on project purchases $6,500 and over.

*This offer is provided by Q Mastercard: Available on Long Term Finance (LTF) for in-store purchases only. Exclusions Apply. New customers need to apply and be approved for a Q Mastercard credit card. Min Spend $6,500. Lending criteria, $50 annual Account Fee, fees, T&Cs apply . $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees correct as at date of publication, subject to change. Minimum age for applicants is 18 and customer must be a NZ resident. Limited to kitchen, bathroom, laundry and wardrobe renovations.

Q Mastercard has an online application process, which can be accessed through their website: www.qcard.co.nz/deals/24-months-interest-free-bunnings-warehouse

Yes you can, there are no early repayment fees on any payment plans using Q Mastercard.

This offer is available in-store only. Book in a consult with an in-store Kitchen Expert or in-home consultant to learn more.

Q Mastercard has an online application process, which can be accessed through their website: www.qcard.co.nz/deals/24-months-interest-free-bunnings-warehouse

Afterpay is a service that allows you to make purchases now and pay for them in four payments made every 2 weeks without any interest.

You may be required to make your first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Afterpay account.

You can log in to your Afterpay account to view your payment schedule and make a payment before the due date if you choose to do so.

There is no interest payable by you if you place an order using Afterpay.
Yes, you can. Simply download the Afterpay app, set up the Afterpay Card (you’ll need to follow the prompts to add it to your Apple Wallet or Google Wallet), check your available spend and when you’re ready to pay, activate the Afterpay Card and pay using Apple Pay or Google Pay.
Yes, Afterpay is available for online purchases at Bunnings.
Returns can be made in-store. Please refer to our Returns page for more information. Find your nearest store.
If you would like to know more about Afterpay, visit the Afterpay website www.afterpay.com for a comprehensive list of FAQs & terms. Afterpay’s Privacy Policy which can be found at https://www.afterpay.com/en-NZ/privacy-policy.
Zip allows you to make purchases and take your goods straight away, but only pay 25% up front with the rest charged over 3 fortnightly interest free payments.
Zip is NOT available online but is available in all physical Bunnings stores for products excluding gift cards and hire shop deposits.

If you are new to Zip, you will need to download the Zip app on Apple or Android and sign-up, or you can also signup online at zip.co/nz.

To shop instore open the mobile app or login at zip.co/nz and navigate to “instore” to create an instore code. Present your code to the team at checkout, or enter yourself at self-checkout. You will need to approve the purchase on your phone once the code is entered.

There is no minimum or maximum spend to shop with Zip at Bunnings, but Zip spending limits are between $150–$1,000.
Yes, you are able to make a partial payment with your available Zip credit, and pay the balance with another payment type if at a staffed checkout. This is not available at self-checkout.
No, Zip cannot be used in conjunction with a Bunnings PowerPass credit account.
There are no fees or interest costs to shop with Zip if you make your payments on time. If you miss a payment, you will be charged an $8 default fee per week it is late (capped at $40 total late fees per purchase). Visit zip.co/nz for more information, full terms and conditions.
Returns can be made in-store, but only for a refund, like-for-like exchanges are not available for Zip purchases. Please refer to our returns page for more information. Find your nearest store.
Please note that Zip is not a service provided by Bunnings. It is a facility offered by Zip Co NZ Ltd. Visit zip.co/nz for more information, full terms and conditions and to apply online.